Cold, cold, cold, numb! It will snow tomorrow, followed by heavy rain next week! But the sun is coming soon. ….

Weather reality

This morning, the lowest temperature in northern Zhejiang still started at zero, and other parts were 2 ~ 4℃. It’s really cold, low temperature combined with high humidity, 360 wet cold attack without dead angle.

Generally speaking, when the temperature is below 10℃, the greater the humidity, the colder the body feeling. So this morning, except Wenzhou, the somatosensory temperature was below zero in our province! Why does wet and cold make people feel colder?

Recent weather

Fortunately, the long-lost sunshine finally appeared today, which coincides with the weekend. Friends should seize today’s big "washing" day ~ Because the sunshine is limited, it is only one day!

Tonight, the warm and humid airflow will become active again, and the figure of snow will appear again. It is expected that there will be sleet or light snow in the northwest mountainous area tonight. Tomorrow, there will be sleet in the middle and north of Zhejiang, sleet or snow in the mountains.

The temperature in the morning is low, and the rain and snow are mixed, so the roads are prone to icing. Please be careful when you travel!

The good news is the day after tomorrow! There is another interval of precipitation. However, with a new cold air heading south, coupled with warm and humid air flow, there will be another obvious precipitation process in our province on 28-29, with moderate to heavy rain and local heavy rain in northern and western Zhejiang.

When will the sunshine return?

The continuous rainy weather will last until the beginning of next month. It is expected that the weather will turn fine on 2-3 days, so friends will wait patiently for a while. Fortunately, it will not be too difficult to have sunshine interspersed during the day today and the day after tomorrow.

From noon to night today: the whole province is cloudy to cloudy, with light rain in the western part of Zhejiang and sleet or light snow in the northwest mountainous area.

Tomorrow during the day: There will be light rain in cloudy days in the whole province, including sleet in parts of central and northern Zhejiang and sleet or snow in parts of mountainous areas.

Tomorrow night: the rain in the whole province will gradually stop and turn cloudy.

The day after tomorrow: the whole province is cloudy to cloudy, and it turns cloudy with light rain at night.

Minimum temperature tomorrow morning: coastal areas: 3-5 degrees, with frost or dark frost locally; Other areas: 0-2 degrees, with frost locally.

Maximum temperature in the daytime tomorrow: Southeast coastal area: 6-8 degrees; Other areas: 4-6 degrees.

(Zhejiang Meteorological Service Center)


Editor: Zhejiang Weather Network

Please indicate "Source: Zhejiang Weather Network" for reprinting.


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State-owned enterprises and state-owned enterprises fight "epidemic" to play a financial combination boxing!

  Since the outbreak of the COVID-19 epidemic, state-owned and state-owned enterprises across the country have made all-out efforts to fight the epidemic, promoted the resumption of work and production in an orderly manner, bravely fought the epidemic and became the "ballast stone" to stabilize the economy, which fully demonstrated the mission of being the mainstay.

  In addition to effective measures such as medical assistance, material supply, and people’s livelihood security, state-owned and state-owned enterprises continue to carry out financial innovation services, raise funds for epidemic prevention and control, help production and operation, make efforts to break through the blocking points and pain points of the industrial chain, and make overall plans to promote epidemic prevention and control and economic and social development.

  timely rain

  Series bonds provide financial support for epidemic prevention and control.

  "The soldiers and horses have not moved, and the food and grass go first." The government, enterprises, medical institutions, etc. are actively involved in efficient epidemic prevention and control work, and continuous financial support is extremely necessary. To this end, central enterprises continue to issue a series of epidemic prevention and control bonds, and provide special financing guarantee for epidemic prevention and control for relevant institutions in the industrial chain by effective financial means, which has also gained high recognition from the capital market.

  China Communications Group: Issuing the first asset-backed securities for epidemic prevention and control.

  On February 14th, No.2 Aviation Administration affiliated to CCCC issued the first ABS in the whole market on the Shanghai Stock Exchange. The issuance scale was 230 million yuan, with a term of one year and a priority of 2.8% in coupon rate. The issuance was completed in seven days, and the issuance efficiency reached a record high for ABS products in supply chain finance.

  ABS, a supply chain finance, is an asset securitization based on the real transactions in the upstream and downstream supply chain of core enterprises, with the cash flow income of future transactions as the guarantee, and carries out normalized and sustainable issuance of accounts receivable claims of upstream suppliers of core enterprises. The funds raised in the current supply chain asset support special plan are mainly used to give financial support to small and medium-sized enterprises in the upper reaches of the supply chain, help to resume production, and further support the construction of hospitals and scientific research laboratories in epidemic areas related to first-line anti-epidemic enterprises in epidemic areas and the investment in related epidemic prevention and control projects.

  SDIC: Issue the first renewable corporate bond for epidemic prevention and control at the headquarters of central enterprises.

  On February 18th, SDIC successfully issued the first renewable corporate bond for epidemic prevention and control of the headquarters of central enterprises in the domestic capital market in Shenzhen Stock Exchange, with an issuance scale of 500 million yuan, an issuance rate of 3.38% and a term of 3+N years. The bonds are underwritten by Essence Securities and GF Securities, and the finance company is the financial consultant. The funds raised will be used to support the epidemic prevention-related member enterprises to carry out epidemic prevention materials production activities.

  This bond is also the first renewable corporate bond for epidemic prevention and control in Shenzhen Stock Exchange, which has attracted the participation of a number of high-quality investors including China Merchants Bank and Ping An Pension. The market response has been enthusiastic and investors have subscribed enthusiastically. The bond has been renewable for the same period since 2017. The lowest issue rate of corporate bonds.

  Ordnance Industry Group: Issuing the first epidemic prevention and control bond of petrochemical enterprises.

  On February 20th, North Huajin Chemical Industry Co., Ltd., China Ordnance Industry Group, successfully bookkept and issued 1 billion yuan of ultra-short-term financing bonds for the first phase of epidemic prevention and control bonds in 2020, with an issue interest rate of 2.70%, which was 145 basis points lower than the benchmark interest rate of banks in the same period, setting a new low in Northeast China since 2017, saving interest expenses of 10.87 million yuan.

  This bond is the first epidemic prevention and control bond issued in Northeast China and the first epidemic prevention and control bond issued by petrochemical enterprises. Polypropylene, industrial ethylene oxide and industrial butadiene produced by Huajin Co., Ltd. are important raw materials for the production of epidemic prevention products (masks, disinfectant, medical gloves, etc.).

  China Power Construction Co., Ltd.: Issued the first single bond for epidemic prevention and control of central enterprises in construction.

  On February 21st, China Electric Power Construction Co., Ltd. successfully issued the first single epidemic prevention and control bond of national central construction enterprises in the inter-bank market, with a bond issuance scale of 3.5 billion yuan and a maturity of 180 days, accounting for 2.3% in coupon rate. At least 10% of the funds raised in this bond will be specially used to support the material supply and infrastructure construction of subordinate units involved in epidemic prevention and control, and fully support member enterprises to win the battle against the epidemic.

  This bond issuance was conducted by Dianjian Finance Company as the financial consultant, and China Everbright Bank as the lead underwriter and bookkeeper. The issued products hit a new high in the scale of bond issuance for epidemic prevention and control in the interbank market, and hit a new low in the interest rate of the same industry, the same qualification, the same term and the same type of products in recent years.

  SINOMACH: Issuance of 2 billion yuan epidemic prevention and control bonds in Shanghai Stock Exchange.

  On February 28th, SINOMACH successfully issued China Machinery Industry Group Co., Ltd. a public offering of 2020 corporate bonds (the first issue) (epidemic prevention and control bonds), with a scale of 2 billion yuan. Part of the raised funds will be used for various epidemic prevention production inputs to ensure that enterprises actively respond to epidemic prevention and control work.

  The term of corporate bonds for epidemic prevention and control in this issue is 3+2 years, which was enthusiastically subscribed and actively supported by investors during the issuance process. The final issuance of corporate bonds in coupon rate was only 3.02%, the lowest in coupon rate since 2017, which fully reflected the high recognition of the capital market.

  China Resources: Issuing the first directional bond for epidemic prevention and control in Guangdong-Hong Kong-Macao Greater Bay Area.

  On February 28th, China Resources Leasing Co., Ltd. successfully issued the first-phase targeted debt financing tool (epidemic prevention and control bond) in 2020. This bond is the first targeted debt financing tool for epidemic prevention and control of central enterprises in China and the first targeted debt financing tool for epidemic prevention and control in Guangdong-Hong Kong-Macao Greater Bay Area.

  The funds raised in this bond will be given priority to the financial leasing projects of designated medical hospitals participating in the treatment of COVID-19 epidemic, so as to provide financing guarantee for hospitals to purchase medical equipment, protective equipment and other medical materials. The bond issuance scale of this issue is 500 million yuan, with a term of two years, and coupon rate’s is 3.85%, which is the lowest interest rate of similar bonds in the same industry and with the same term in the past two years.

  roll booster

  Innovative service helps to resume work and production, forming a benign cycle.

  State-owned and state-owned enterprises have continuously enhanced the ability of financial services to the real economy, helped upstream and downstream enterprises, especially small and medium-sized enterprises, to alleviate the financing difficulties, and used financial "living water" to help cooperative enterprises develop in a coordinated way, so as to make the market generate more dynamic and help the resumption of work and production to form a good cycle.

  China Merchants Bank: The long-distance lending model has been fully promoted, with a loan of 23.7 billion yuan in three weeks.

  At present, China Merchants Bank’s "remote lending" business model has become a sharp weapon to solve the financing problems of enterprises during the epidemic period.

  As of February 21st, within three weeks, 35 branches of China Merchants Bank have issued 896 credit businesses to customers through remote lending mode, totaling 23.7 billion yuan. Among them, the utilization rate of remote lending in branches such as Wuhan, Wenzhou and Beijing has reached 100%.

  The remote lending model is a financial technology innovation project of China Merchants Bank. In 2019, China Merchants Bank completed the development of system functions and the pilot launch of seven branches. Technically, remote lending is an online fast lending mode developed by combining the electronic image storage and transmission functions of online banking and CVM system. In this mode, the account manager doesn’t need to go to the door before lending, and even the customer doesn’t need to submit the information at the outlet. He just needs to take photos through the customer’s online banking terminal or the account manager’s mobile phone and upload the image of the lending information. The lending center can first lend money based on the electronic image information, and then hand over the original lending information for filing within the specified time limit. Through the non-contact lending mode on the whole line, the market personnel can stay at home and complete the lending.

  On February 3, the first day after the holiday, the head office of China Merchants Bank issued an urgent notice to all branches to fully promote the remote lending model and allow the remote business scope to be expanded from high-frequency business under credit to all corporate credit businesses.

  State Grid: Electricity fee finance opens up a green channel, financing tens of billions for small and medium-sized enterprises.

  After the outbreak, the State Grid e-commerce company responded quickly, gave full play to the advantages of the platform, and strengthened financial services for key material support enterprises and increased support for small and medium-sized enterprises with two major business entry points: online industrial chain finance and electricity fee finance.

Fujian Jingfeng Technology, which successfully raised funds through the financial technology platform of State Grid E-commerce Company, has made full efforts to increase production capacity, and the staff is taking down the finished nylon yarn and preparing for inspection.

Fujian Jingfeng Technology, which successfully raised funds through the financial technology platform of State Grid E-commerce Company, has made full efforts to increase production capacity, and the staff is taking down the finished nylon yarn and preparing for inspection.

  Take the initiative to connect with cooperative financial institutions and actively strive for preferential policies for enterprises. At present, the interest rate of new loans issued by CCB E-loan (Yundian Loan) is lowered by 0.5%, and the minimum annualized interest rate of Weizhong Bank E-loan (Micro-loan) is lowered by 2.7%, further reducing the financing cost of enterprises.

  Open a green financing channel for epidemic areas, and jointly launch a green financing service channel for e-tickets to Hubei enterprises and security enterprises with Jiangsu Bank, and enjoy the preferential interest rate for bill financing, which is not less than 0.2% lower than the current market interest rate, and open a seller’s interest payment method to further reduce the cash flow pressure of enterprises.

  At present, e-loan, e-profit, e-ticket, pay-by-ticket and other electricity fee financial services operate in a full-line and non-contact mode, providing 7*24-hour online exclusive services remotely. During the epidemic period, more than 3,000 businesses were accepted. The online industrial chain financial platform based on blockchain has raised 16.73 billion yuan for small and medium-sized enterprises, and the transaction volume of electricity financial products has reached 2.61 billion yuan, which has become a scientific and technological "grasping hand" to help small and medium-sized enterprises resume production and return to work, helping small and medium-sized enterprises to have a virtuous circle of capital chains.

  SDIC: Providing nearly 100 million insurance premiums for small and medium-sized enterprises to help them resume work and production.

  China Insurance, a subsidiary of SDIC, reduced or exempted the two-month premium for 20 insured enterprise customers directly related to epidemic prevention and control and the national economy and people’s livelihood, with a total guarantee liability of nearly 100 million yuan. That is, in February, when the epidemic was severe, and in March, when China Insurance kept its financing guarantee responsibility unchanged, these 20 small and micro enterprises would not be charged any guarantee fees.

  For small and medium-sized enterprises in business services, agriculture and science and technology, which are greatly affected by the epidemic, China Insurance has opened a green channel to reduce the financing costs of enterprises, and achieved rapid secured loans for small and micro enterprises to coordinate banks, meeting the urgent financing needs of enterprises in a special period; For wholesale, retail and agricultural logistics enterprises that are greatly affected by the epidemic, measures such as reducing or renewing insurance premiums are taken to meet the operating capital needs of enterprises in a special period and help them resume production and return to work smoothly; The demand for financing and materials of small and micro-insured customers in Beijing during the epidemic period was investigated and counted, and the suggestions put forward by many enterprises, such as "the current epidemic has had a certain impact on production and operation, and financing hopes to get uninterrupted loan renewal or extension after maturity to effectively reduce financing costs", were reported to local regulatory authorities and industry associations in time.

  State-owned Assets Supervision and Administration Commission of Fujian Province: In conjunction with The Export-Import Bank of China, it provides 10 billion special loan quotas for provincial enterprises.

  The State-owned Assets Supervision and Administration Commission of Fujian Province, together with The Export-Import Bank of China Fujian Branch, formulated the Work Plan on Policy-based Financial Support for Stable Production of Key Provincial State-owned Enterprises in Fujian Province, and the Export-Import Bank of Fujian Branch provided a special loan amount of 10 billion yuan for Fujian provincial enterprises to support the emergency fund demand for resuming work and production. The maximum interest rate of this loan is not more than 3.33%. In principle, the loan term shall not exceed one year. Enterprises with normal operation and qualified conditions can adopt a guarantee-free way. At the same time, the Fujian Branch of the Export-Import Bank set up a special green channel, and completed the approval process within three working days on the premise of risk control and compliance with regulatory requirements in accordance with the principle of "special affairs and urgent affairs". The Export-Import Bank Fujian Branch has selected more than 20 provincial enterprises from the list submitted by the State-owned Assets Supervision and Administration Commission of Fujian Province as the first batch of support targets.

  amulet

  Warm-hearted protection creates a solid backing for retrograde soldiers

  Fighting the COVID-19 epidemic is a war without smoke, which requires retrograde people to go to the front line without hesitation, and more forces are needed to firmly guard the rear defense line. Under the epidemic situation, financial security services play an extremely critical role in the social operation system. Through financial tools, state-owned and state-owned enterprises build a solid "rear area" for retrograde people and avoid worries.

  Zhaolian Finance: Launching the Care Action of "Reducing Interest Loans"

  Zhaolian Finance is a licensed consumer finance company jointly established by China Unicom and China Merchants Bank and approved by China Banking and Insurance Regulatory Commission, China. On February 10th, Zhaolian Finance launched the "Interest Reduction and Care Action during the Anti-epidemic Period", aiming at reputable users such as front-line medical staff, police officers, takeaway and courier brothers, and credit-worthy small and micro business owners who are facing the problem of family life turnover, and launched the exclusive warm-hearted service of "loan discount and interest-free loan".

  From February 10th to March 10th, all reputable and qualified users can enter the "Anti-epidemic and Interest-reducing Care Activities" area through recruiting financial APP and WeChat official account, and apply for interest-free loan vouchers for 3-14 days to relieve the pressure of daily consumption expenses.

  Guangxi Investment Group: Donate insurance for medical staff and relatives in the whole region.

  Guangxi Investment Group Guofu Life Insurance and Beibu Gulf Property Insurance donated insurance to 220,000 medical staff and 300,000 relatives of medical staff in the region respectively.

  The insurance protection scheme shall take effect retrospectively from 0: 00 on January 1, 2020 to 24: 00 on December 31, 2020. During the insurance period, if the medical staff involved in the prevention and treatment of novel coronavirus epidemic in Guangxi (including medical staff assisting Hubei in Guangxi) died of illness due to infection with novel coronavirus during the prevention and treatment of novel coronavirus epidemic, they will pay 300,000 yuan of disease death insurance money in one lump sum; After the medical staff involved in the prevention and control of the epidemic situation in novel coronavirus (including the medical staff assisting Hubei in Guangxi) are diagnosed with infection, if their spouses and their children are infected with novel coronavirus and die of the disease, they will pay 200,000 yuan in one lump sum (the sum of the insurance premiums paid by the minor insured after his death shall be implemented according to the limit stipulated by the insurance supervision and administration institution of the State Council).